Financial Policy

We will assist you to the best of our ability in obtaining the maximum benefits from your insurance.  During your first visit we will discuss the probable number of visits needed for your treatment, the length of each visit, and the costs involved. 

As a courtesy we accept Cash, Checks, Visa, MasterCard, Discover, American Express and CareCredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.



Fees will vary greatly depending on the type of treatment needed. Fees are based on the tooth involved, the type of treatment necessary, and the extent of the treatment provided. During your consultation, we will discuss the necessary number of visits, their lengths, and the fees involved.

Payment Options

In addition to cash and personal checks, we also accept: Visa / MasterCard / Discover / American Express / CareCredit®

Discover, Mastercard, Visa, and American Express credit cards

Optional Payment Plans – Lending Club and Care Credit

Our practice is pleased to present flexible payment plans through Lending Club Patient Solutions. Enjoy a selection of flexible plans with low fixed rates and monthly payments, no upfront payment, and no prepayment penalty.

It’s easy to calculate your potential monthly payments. Simply complete a short application which displays fixed rates and monthly payments available for Extended Plans, all without impacting your credit score.

Carrollton Location Apply Here

Garland Location Apply Here


For your convenience we are pleased to offer CareCredit®. CareCredit offer monthly payment plan options. Click on the secure logo below to visit the website where you can fill out an application before your appointment.

Care Credit, Apply Now

Note:  Modern Texas Dental Specialites accepts the following monthly plan options from CareCredit®:

  • 6 or 12 month deferred